Your Source for Mortgage Protection with Living Benefits
MORTGAGE PROTECTION LIFE INSURANCE
Why Choose Living Benefits?
Life insurance should do more than protect the future. Living benefits can provide added financial flexibility when life changes unexpectedly.
Protection Beyond a Death Benefit
Traditional life insurance protects the people you love after you’re gone. Living benefits can also provide financial support while you’re still here, helping you protect your home, income, and family during a qualifying illness.
Protection you can use while living.
Help During a Qualifying Illness
If you experience a qualifying critical, chronic, or terminal illness, living benefits may provide access to funds that can help with medical costs, mortgage payments, household expenses, lost income, or other financial needs.
Support when life changes unexpectedly.
Flexible Coverage Options
Coverage can be tailored around your needs, budget, and goals, with term and permanent life insurance options available depending on your situation. Some policies may also offer conversion options, giving you added flexibility as your needs change over time
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Protection that can adapt with you.
If Your Needs Change
Some term policies include conversion options that may allow you to move to permanent life insurance later without going through full medical underwriting again. Permanent coverage may also build cash value over time, giving you added flexibility as your needs evolve.
More flexibility for what comes next.
What is a Qualifying Illness
Critical Illness: Examples are certain cancers, heart attack, stroke, major organ transplant, or end-stage renal failure.
Chronic Illness: Unable to perform 2 of 6 Activities of Daily Living without substantial assistance.
Terminal Illness: A medical diagnosis resulting in 12 months or less to live.
Definitions and eligibility vary by policy, carrier, and state.
Is Living Insurance With Living Benefits Right for Me?
When Living Benefits Life Insurance May Make Sense
You have a mortgage or family relying on your income
A serious illness could create financial strain
You want access to benefits while you're living
You want flexible term or permanent coverage options
You want coverage that can adapt as life changes
Ready to See Your Mortgage Protection Options?
Learn how our Living Benefit Life Insurance can protect your family and your mortgage.
